Lending in New Jersey
Bridge loans in New Jersey
Requity Lending provides fast, flexible bridge financing for real estate investors and operators in New Jersey. From fix-and-flip to commercial bridge, we deliver term sheets in 24 hours and close in as few as 72 hours.
Loan Programs
What we finance in New Jersey
Whether you are acquiring, renovating, or building, Requity Lending has a loan product for your New Jersey real estate deal.
Bridge Loans
Short-term financing for commercial and residential real estate acquisitions. Close in as few as 72 hours with flexible terms up to 24 months.
Fix-and-Flip Loans
Acquisition and renovation capital for residential investment properties. Up to 90% LTC with rehab holdback draws released as work is completed.
DSCR Loans
Long-term rental financing based on property cash flow, not personal income. Ideal for investors building or stabilizing a rental portfolio.
Construction Loans
Ground-up and gut-renovation financing with structured draw schedules. Fund new construction projects from site work through certificate of occupancy.
Market Overview
Real estate lending in New Jersey
New Jersey offers a dynamic real estate market with opportunities across commercial and residential asset classes. Requity Lending provides bridge financing to help investors and operators in New Jersey move quickly on acquisitions, renovations, and new construction projects.
Our New Jersey lending team understands local market conditions and can structure loans to match your business plan. Whether you are targeting single-family fix-and-flips, multifamily value-add, or commercial bridge deals, we deliver term sheets within 24 hours and close as fast as 72 hours.
Why Requity
Why borrowers in New Jersey choose Requity Lending
Speed, certainty, and creative structuring set us apart from conventional lenders.
Speed to Close
Term sheets in 24 hours. Closings as fast as 72 hours. We move at the speed your deal requires.
Certainty of Execution
In-house capital means no last-minute surprises. When we issue a term sheet, we close.
Flexible Terms
12 to 24 month interest-only terms with extension options. Structured to match your business plan timeline.
Creative Structuring
Rehab holdbacks, interest reserves, and cross-collateralization. We tailor the loan to fit the deal.
FAQ
Bridge lending FAQ for New Jersey
Requity Lending offers commercial bridge loans, residential bridge loans, fix-and-flip loans, DSCR loans, and construction loans in New Jersey. Our bridge loans range from $100K and up with terms of 12 to 24 months and interest-only payments.
We can close bridge loans in New Jersey in as few as 72 hours for straightforward deals. Most transactions close within 7 to 14 business days. We issue term sheets within 24 hours of receiving a complete loan submission.
Bridge loan rates in New Jersey start at 12% interest-only. Rates depend on the property type, loan-to-cost ratio, borrower experience, and deal complexity. Contact us for a rate quote specific to your New Jersey deal.
Requity Lending focuses primarily on the deal and the asset rather than borrower credit scores. While we review credit as part of our underwriting, we do not have a hard minimum FICO requirement. Strong deals with experienced borrowers are prioritized.
Yes. Requity Lending provides fix-and-flip financing in New Jersey with up to 90% loan-to-cost. We fund both the acquisition and renovation with a structured draw schedule. Rehab funds are released as work is completed and verified.
We finance a wide range of property types in New Jersey including single-family residences, multifamily, mixed-use, retail, office, industrial, mobile home parks, RV parks, and special-purpose commercial properties.