Outdoor Hospitality
RV park & campground financing
Bridge loans for RV parks, campgrounds, and outdoor hospitality properties. Acquisition, expansion, and improvement capital from a lender who understands seasonal assets.
Loan Program Details
All loans are subject to underwriting approval. Rates, terms, and fees vary based on property type, loan-to-value ratio, borrower experience, and market conditions. Requity Lending is a commercial bridge lender; we do not offer consumer residential mortgages. Contact us for a customized quote.
Why Requity
A lender who understands seasonal assets
Most lenders see inconsistent monthly revenue and walk away. We see a seasonal business with predictable annual patterns and a value-add opportunity that traditional financing cannot capture. Requity Group owns and operates RV and campground properties across the country, so we evaluate your deal the way we evaluate our own.
We Understand Seasonal Underwriting
RV parks do not produce even cash flow across 12 months. Our underwriting models account for seasonal revenue patterns, occupancy cycles, and the impact of weather on operations. We do not penalize properties for having an off-season.
Outdoor Hospitality Expertise
We evaluate RV parks and campgrounds differently than traditional commercial real estate. Site count, hookup types, amenity packages, and rate per night matter more than traditional NOI metrics for transitional properties.
Off-Season Acquisition Timing
The best RV park deals close in the off-season when sellers are motivated and competition is lower. A bridge loan that closes in as fast as 72 hours lets you acquire in winter and have the property ready for spring revenue.
Use Cases
What we finance
From straightforward park acquisitions to expansion projects with new site development and amenity packages.
Park Acquisitions
Acquire RV parks and campgrounds that need operational improvements, site additions, or infrastructure upgrades. We underwrite to the stabilized potential, not just trailing revenue, which is critical for seasonal properties with inconsistent income histories.
Value-Add Repositioning
Finance the acquisition and improvement of underperforming parks. Add full hookup sites, upgrade electrical from 30 to 50 amp, improve roads, and add amenities that command premium nightly rates. Bridge capital covers both the purchase and the improvement budget.
Infrastructure Upgrades
Fund utility system upgrades, road improvements, bathhouse construction, Wi-Fi installation, and dump station additions. These improvements directly increase occupancy, average daily rates, and property value.
Expansion & Site Addition
Finance the development of additional RV sites, glamping units, cabins, or tent sites on existing park acreage. A vacant acre that generates $0 can produce $30-80,000 annually once developed with 8-10 sites.
Seasonal Cash Flow Bridges
RV parks in seasonal markets generate the majority of revenue in 4-6 months. Bridge financing provides capital to acquire and improve during the off-season so the property is optimized before peak season arrives.
Portfolio Consolidation
Combine multiple RV park or campground acquisitions into a single bridge facility. Operators building a portfolio of outdoor hospitality assets can streamline closings and reduce transaction friction.
FAQ