Balance sheet & experience partners

Non-recourse guarantor support means the guarantor is only exposed to standard 'bad boy' carve-outs (fraud, environmental, bankruptcy filing) rather than full repayment liability. This is the most common structure and is priced at 1.5-2.5% of loan balance. Full recourse guarantees, where the guarantor takes on repayment liability, carry higher compensation and are structured on a deal-specific basis.

We provide guarantor support for agency loans (Fannie Mae, Freddie Mac), CMBS, bank financing, SBA 504 and 7(a), and bridge loans that require additional guarantor strength. Common asset types include multifamily, manufactured housing, commercial, and mixed-use properties.

Yes. In fact, first-time commercial borrowers are one of the most common use cases. Lenders want to see experience on the guarantor, and our network includes operators with extensive track records across multiple asset classes. The guarantor provides the experience credential while you build your own track record.

No. Guarantor support is a fee-for-service arrangement, not an equity partnership. The guarantor receives a fee (typically 1.5-2.5% of loan balance) and signs the guarantee. They do not receive ownership, profit participation, or decision-making authority in your deal.

Typically 3-5 business days from receiving your complete deal package and lender requirements. For standard agency and bank loans, we can often identify a match within 48 hours. Complex or large deals may require additional time.

The guarantor will need to review the deal summary, property details, business plan, and loan terms. They do not need access to your personal financial statements. You will need to share the lender's guarantor requirements (net worth, liquidity, experience thresholds) so we can match appropriately.

Yes. Borrowers frequently use our bridge loan program for the acquisition phase, then seek guarantor support when refinancing into permanent agency or bank financing where the guarantor requirements are more stringent. We can coordinate both services.