Small Bay Industrial
Flex & light industrial financing
Bridge loans for small bay industrial, flex space, and light manufacturing properties. Acquisition, conversion, and lease-up capital for the strongest asset class in commercial real estate.
Loan Program Details
All loans are subject to underwriting approval. Rates, terms, and fees vary based on property type, loan-to-value ratio, borrower experience, and market conditions. Requity Lending is a commercial bridge lender; we do not offer consumer residential mortgages. Contact us for a customized quote.
Why Small Bay Industrial
The strongest fundamentals in commercial real estate
Small bay industrial has the lowest vacancy rates, strongest rent growth, and most favorable supply-demand dynamics of any commercial asset class. E-commerce, last-mile logistics, and small business growth are driving demand that new construction cannot satisfy.
The Strongest CRE Fundamentals
Small bay industrial has the lowest vacancy rate and strongest rent growth of any commercial asset class. E-commerce, last-mile logistics, and the growth of small business operations are driving demand that new construction cannot keep pace with.
Underserved by Traditional Lenders
Banks prefer large single-tenant industrial with credit tenants. Multi-tenant small bay buildings with diverse tenant bases and frequent turnover do not fit conventional underwriting. Bridge financing fills this gap for experienced operators.
Speed Wins in a Tight Market
Institutional capital has discovered small bay industrial, compressing cap rates and accelerating deal timelines. A close in as few as 10 days with no financing contingency differentiates your offer in a market where multiple bidders are common.
Use Cases
What we finance
From multi-tenant flex acquisitions to office-to-industrial conversions and bay subdivision projects.
Multi-Tenant Flex Acquisitions
Acquire small bay industrial buildings with 4-20 suites in the 1,000-5,000 SF range. These multi-tenant properties generate diversified income from small businesses, contractors, e-commerce operators, and service companies. Bridge financing underwrites to the stabilized rent roll, not just current occupancy.
Building Upgrades & Modernization
Fund electrical upgrades (3-phase power), loading dock additions, HVAC improvements, LED lighting, and roll-up door installations that transform dated buildings into modern flex space commanding premium rents. Each improvement directly increases per-square-foot rental rates.
Lease-Up Capital
Finance vacant or underoccupied industrial buildings during the tenant improvement and leasing period. Bridge loans provide 12-18 months of runway to build out suites, market the space, and sign tenants without the pressure of conventional debt service coverage requirements.
Subdivision & Bay Creation
Acquire single-tenant industrial buildings and subdivide into multi-tenant small bays. A 30,000 SF warehouse leased to one tenant at $6/SF can generate $10-$14/SF when subdivided into 2,000-5,000 SF bays. Bridge financing covers the acquisition and build-out.
FAQ