Industrial outdoor storage loans

IOS value is driven by the land, its zoning, and the logistics location, not by buildings. We underwrite based on land value, zoning entitlements, current and projected income, and comparable sales. We do not require traditional building collateral.

Industrial outdoor storage (IOS) refers to open-air sites used for storing trucks, containers, equipment, construction materials, and vehicles. The asset class has grown rapidly due to e-commerce logistics demand, last-mile distribution needs, and severe supply constraints from zoning restrictions. The total IOS market is estimated at over $200 billion.

Traditional lenders underwrite based on building value and square footage. IOS sites have minimal building improvements; their value is in the land and the zoning. Most banks lack standardized products for this asset class, which is why regional banks finance approximately 90% of IOS transactions. Requity bridges this gap with bridge loans underwritten to the land and income.

We finance truck yards and fleet parking facilities, container storage depots, equipment and vehicle storage yards, construction material laydown yards, open-air logistics staging areas, and mixed-use industrial sites with outdoor storage components.

Yes. We structure improvement capital directly into the bridge loan for grading, paving, fencing, lighting, security systems, drainage, and utility infrastructure. Funds are released through a draw process as work is completed.

IOS properties near seaports, intermodal hubs, airports, and major highway corridors command the strongest demand. Sunbelt states and densely populated Northeast and Mid-Atlantic regions have the highest concentrations of institutional IOS activity.

We can close IOS acquisitions in as few as 10 days from signed term sheet. Speed matters in IOS because many sites are off-market or time-sensitive opportunities where the seller prioritizes certainty and fast execution.

IOS leases vary by tenant type. National logistics companies and fleet operators often sign 3-5 year leases. Construction contractors and equipment companies may use shorter-term agreements. Multi-tenant yards with diverse users can provide stable income streams with staggered lease expirations.