Same-day capital for double closes

In a double close, you (the wholesaler) purchase the property from the seller (A-B transaction) and immediately resell it to your end buyer (B-C transaction) on the same day. Transactional funding provides the capital for the A-B purchase. When the B-C close completes, the end buyer's funds repay the transactional lender, and your profit (the spread between A-B and B-C prices) is disbursed to you.

No. Transactional funding is not based on your personal credit, income, or net worth. The funding decision is based entirely on the deal: a valid A-B purchase contract, a confirmed B-C end buyer with verified funds, and a title company that can facilitate a same-day double close.

If the B-C closing does not occur on the same day as the A-B closing, the transactional funds remain deployed and additional per-diem charges may apply. We work with the title company to coordinate timing and minimize the risk of delays. It is critical that the end buyer's financing is confirmed before we fund the A-B transaction.

We fund transactional deals from $50,000 to $5,000,000. Most wholesale double closes fall in the $100K to $1M range. Larger deals are evaluated on a case-by-case basis.

Proof of funds letters are typically issued within hours of receiving your complete deal package (A-B contract, B-C contract, end buyer's proof of funds or pre-approval). For deals submitted before noon, same-day proof of funds is standard.

Yes. Both the A-B and B-C closings are facilitated through a title company or closing attorney. We wire funds directly to the title company for the A-B close. The title company coordinates the sequential closings and manages the disbursement of all proceeds.

Transactional funding is specifically designed for double closes where you take title momentarily. If you are assigning the contract (selling the contract itself rather than the property), you typically do not need transactional funding since no purchase occurs. However, some sellers or title companies do not allow assignments, making a double close with transactional funding the necessary alternative.