The Fund
Private credit built by operators, not Wall Street
Requity Income Fund originates first-lien bridge loans secured by real estate you can drive to. Manufactured housing communities, single-family renovations, multifamily, RV parks. Every loan backed by a recorded deed of trust, a personal guarantee, and a borrower who put 20-35% of their own capital in first.
We underwrite differently because we operate the same asset classes we lend on. 4,000+ units across nine properties. When we evaluate a borrower's business plan, we're checking it against what we know from running those properties ourselves. If something goes wrong, we don't hire a liquidator. We take the keys and run it.
The result: 70+ loans originated. Zero defaults. Zero missed payments. Zero principal losses.
Target annual return, paid monthly from day one. No waiting period. No capital calls.
GP first-loss. Our capital is wiped out before any investor loses a dollar. We don't earn until you get your 10%.
“Luis and Dylan helped me so much on my refinance. I had a tricky property but they made the loan terms work out great and I was able to stabilize and refi into long term debt. Highly recommend, great service and good operators who actually care about your deal and not just their fees.”
Garrett Terrell
Track Record
The numbers speak for themselves
Since inception, Requity Lending has maintained a perfect record across every asset class we serve. We underwrite as if every loan will be tested, so none of them have been.
Their reporting style and communication cadence is timely, consistent, and detailed. I always feel well-informed on my investments. I hold Dylan and the entire Requity Group team in very high regard.
Todd G., Limited Partner
Key Terms
Designed for alignment
Every Loan Protected By
Recorded first-lien deed of trust on every property
Full personal guarantee from every borrower
Conservative leverage: max 80% LTC, 70% stabilized value
$1M GP backstop absorbs losses before any LP is impacted
Background, credit, and financial screening on every principal
Active loan management: reporting, inspections, covenant tracking
Fund Terms
Full fund terms
Terms subject to change. Refer to offering documents for complete details.
Capital Protection
How we protect investor capital
Recorded First Lien
Every loan secured by a recorded deed of trust, providing first-priority legal claim on the property.
Full Personal Guarantees
All borrowers provide full recourse guarantees. The fund can pursue personal assets beyond the collateral.
Conservative Leverage
Max 80% of cost, 70% of stabilized value. Borrower equity of 20-35% absorbs losses before our lien.
Background & Credit Screening
Criminal, bankruptcy, foreclosure, financial, and credit evaluation on every borrower and principal.
Title, Hazard & GL Insurance
Title insurance protects lien priority. Property insurance names the fund as loss payee.
Active Loan Management
Draw verification, site inspections, covenant tracking, and borrower reporting through maturity.
Default Rate
Across 70+ loans originated, the fund has experienced zero defaults, zero missed payments, and zero principal losses.
The GP does not earn Performance Allocation until investors receive their 10% preferred return. Full alignment.
Tax Advantages
Keep more of your returns
Our fund is structured with a Sub-REIT election, enabling income to be distributed as qualified REIT dividends. Eligible investors may deduct up to 20% of this income under Section 199A.
How the REIT structure works
Sub-REIT holds qualifying real estate loans from the portfolio
Interest income is distributed as qualified REIT dividends
Income on your K-1 is characterized as qualified dividend income
Eligible investors deduct 20% under Section 199A on personal returns
Illustrative only. Tax treatment depends on individual circumstances. Sub-REIT election subject to IRS requirements. Consult your tax advisor.
FAQ
Frequently asked questions
Important Disclosures: Requity Income Fund GP LLC is not registered as an investment adviser. Interests are offered under a separate PPM pursuant to Rule 506(c) and have not been registered under the Securities Act of 1933. The Fund is speculative and involves risk of loss. Past performance is not indicative of future results. Target returns are not guaranteed. Consult your tax, legal, and financial advisors.
Requity Income Fund GP LLC | 401 E Jackson St, Suite 3300 | Tampa, FL 33602