MHP Loans in Georgia

Mobile home park loans in Georgia

Bridge financing for MHC acquisitions, value-add, and repositioning across Georgia. Direct balance sheet lender with operator-level underwriting.

Get your MHP loan quote

Term sheet in 24 hours. No obligation.

"*" indicates required fields

Instagram

This field is for validation purposes and should be left unchanged.

I'm a...*

Borrower

Broker

Asset Class*

Loan Purpose*

Property Address*

Street Address City State ZIP Code

A>B Purchase Price

B>C Purchase Price

Contract Status

Loan Request

Purchase Price*

Estimated Loan Payoff Amount*

Requested Loan Amount*

Total Unit Count

Acreage

Transactions Completed

Credit Score Range

Your Info

First Name*

Last Name*

Email*

Phone*

Broker Fee Request*

Notes

Anything else we should know? (Optional)

Documents (Optional)

Upload anything you have now. You can send the rest from your loan portal.

T12 / operating statements

Drop files here or

Accepted file types: pdf, doc, docx, xls, xlsx, csv, jpg, jpeg, png, Max. file size: 25 MB, Max. files: 5.

Rent roll

Drop files here or

Accepted file types: pdf, doc, docx, xls, xlsx, csv, jpg, jpeg, png, Max. file size: 25 MB, Max. files: 5.

PFS / schedule of real estate owned

Drop files here or

Accepted file types: pdf, doc, docx, xls, xlsx, csv, jpg, jpeg, png, Max. file size: 25 MB, Max. files: 5.

Anything else

Drop files here or

Accepted file types: pdf, doc, docx, xls, xlsx, csv, jpg, jpeg, png, Max. file size: 25 MB, Max. files: 10.

OM, photos, or anything else that helps. Up to 10 files.

No credit pull required. Your information is secure.

$100K+

Loan size

Up to 85%

LTC

12% IO

Rate

12-24 mo

Term

72 hrs

Fastest close

Available

Rehab capital

All loans are subject to underwriting approval. Rates, terms, and fees vary based on property type, loan-to-value ratio, borrower experience, and market conditions. Requity Lending is a commercial bridge lender; we do not offer consumer residential mortgages. Contact us for a customized quote.

Market Snapshot

Georgia MHP market

Key market indicators for manufactured housing communities in Georgia.

1,200+

MHPs in Georgia

Top 10 nationally

Population Growth

$300-$475/mo

Avg. Lot Rent

7%-9%

Typical MHP Cap Rate

Market Overview

Manufactured housing in Georgia

Georgia has emerged as one of the most attractive states for mobile home park investment, driven by strong population growth in the Atlanta metro and surrounding areas. The state has over 1,200 manufactured housing communities, with significant inventory in both the Atlanta suburban ring and secondary markets throughout the Piedmont and South Georgia.

Atlanta is the economic engine of the Southeast, with major employers in logistics (Hartsfield-Jackson is the world's busiest airport), technology, healthcare, and film production. This employment diversity drives consistent housing demand. Savannah's port expansion has created a secondary growth corridor along the I-16 and I-95 corridors.

Georgia MHP cap rates typically range from 7% to 9%, offering better returns than Florida while still benefiting from strong Southeast growth fundamentals. Many parks in secondary markets (Macon, Augusta, Columbus, Albany) remain mom-and-pop operated with below-market lot rents and clear value-add paths.

Why Georgia

Why finance an MHP in Georgia

What makes Georgia a compelling market for manufactured housing community investment.

Atlanta growth engine

Metro Atlanta adds roughly 70,000 new residents per year, creating persistent demand for affordable housing. Parks within the suburban ring of Atlanta benefit from this growth directly, supporting occupancy and lot rent increases.

Logistics and port expansion

Georgia's logistics infrastructure, anchored by Hartsfield-Jackson Airport and the Port of Savannah, drives employment growth in surrounding communities. Workforce housing demand from logistics sector employees supports MHP occupancy.

Higher cap rates than Florida

Georgia MHP cap rates run 7-9%, roughly 150-200 basis points higher than comparable Florida parks. This means better cash-on-cash returns from day one with similar value-add upside.

Use Cases

What we finance

From straightforward park acquisitions to complex value-add repositioning with infill programs and infrastructure overhauls.

Park Acquisitions

Acquire manufactured housing communities that conventional lenders will not finance due to below-market operations, deferred maintenance, or park-owned home portfolios. We underwrite to the business plan, not just trailing income.

Value-Add Repositioning

Finance the acquisition and improvement of underperforming parks. Bridge capital covers the purchase while improvement holdbacks fund infrastructure upgrades, lot rent adjustments, and operational improvements.

Infrastructure Upgrades

Fund water and sewer system repairs, electrical upgrades, road improvements, and common area renovations. Draws released as work is completed and verified.

Lot Infill Programs

Finance the placement of new or used manufactured homes on vacant lots to increase occupancy and revenue. A vacant lot generating $0/month can produce $400-$600/month in lot rent once filled.

POH to TOH Conversion

Acquire parks with park-owned homes, then convert to tenant-owned over time. Bridge financing covers the initial acquisition including POH rental income in the underwrite, giving you runway to execute the conversion strategy.

Portfolio Consolidation

Combine multiple MHP acquisitions into a single bridge facility. One closing, one set of docs, streamlined execution for operators building a manufactured housing portfolio.

Regulations

Georgia MHP regulations

Key regulatory considerations for mobile home park owners and investors in Georgia.

Georgia landlord-tenant law

Georgia is broadly considered landlord-friendly. There is no rent control statewide, and the eviction process is relatively efficient through the dispossessory proceedings system.

Rent increase notice

Georgia does not have a statutory requirement for a specific rent increase notice period for month-to-month tenancies beyond reasonable notice. Most operators provide 30-60 days as a best practice.

Dealer licensing

Georgia requires a used mobile home broker license for buying and selling homes through the Georgia State Fire Marshal's Office. Park owners acquiring homes for infill should verify licensing requirements based on volume and use.

FAQ

Common questions about Georgia MHP loans

Don't see your question? Call 813.338.1000 or email contact@requitygroup.com.

Ask about your deal →

Does Requity finance mobile home parks throughout Georgia?

Yes. We finance MHP acquisitions statewide, from metro Atlanta to Savannah, Augusta, Macon, Columbus, and rural markets.

What is the typical cap rate for mobile home parks in Georgia?

Georgia MHP cap rates typically range from 7% to 9%, with metro Atlanta parks at the lower end and secondary markets offering higher yields.

What lot rents are typical in Georgia mobile home parks?

Lot rents range from $300 to $475 per month, with metro Atlanta parks trending higher and South Georgia parks at the lower end.

Is Georgia landlord-friendly for MHP operators?

Yes. Georgia has no rent control, an efficient eviction process, and generally favorable regulations for manufactured housing community operators.

What are the strongest MHP investment markets in Georgia?

Metro Atlanta (including suburban communities along I-75, I-85, and I-20), Savannah, Augusta, Macon, and Columbus.

How fast can Requity close on a Georgia mobile home park?

We can close Georgia MHP acquisitions in as fast as 72 hours from signed term sheet.

Mobile home park financing by state

National MHP Program MHP Loans in Alabama MHP Loans in Arkansas MHP Loans in Florida MHP Loans in Illinois MHP Loans in Indiana MHP Loans in Iowa MHP Loans in Kansas MHP Loans in Kentucky MHP Loans in Louisiana MHP Loans in Maryland MHP Loans in Michigan MHP Loans in Minnesota MHP Loans in Mississippi MHP Loans in Missouri MHP Loans in Nebraska MHP Loans in North Carolina MHP Loans in North Dakota MHP Loans in Ohio MHP Loans in Oklahoma MHP Loans in South Carolina MHP Loans in South Dakota MHP Loans in Tennessee MHP Loans in Texas MHP Loans in Virginia MHP Loans in West Virginia MHP Loans in Wisconsin