Investor Portal Request Financing
Menu
Borrowers

Commercial Bridge

Manufactured Home Communities Up to 85% LTC, term sheet in 24 hours Multifamily Bridge Up to 85% LTC with value-add capital RV Park & Campground Acquisition, expansion, and improvements Industrial Bridge Flex, light industrial, and warehouse Industrial Outdoor Storage Truck, container, and equipment yards

Residential (1-4 Units)

Manufactured Land-Home Packages 75% LTC on land, home and site work Fix & Flip Up to 90% LTC with rehab draws DSCR Rental Qualify on property cash flow, not income New Construction Ground-up builds on a draw schedule

Services & Tools

Transactional Funding Same-day capital for double closes DSCR Calculator See if your rental qualifies Borrower Resources Applications, disclosures, and forms Borrower Insights Guides, case studies, and market updates View all loan programs →
Investors

Private Credit

Requity Income Fund First-lien private credit, paid monthly Investing Overview Credit and equity for accredited investors

Equity Syndications

All Syndications Value-add real estate, $50K minimum Manufactured Housing Mobile home park communities RV Parks & Campgrounds Outdoor hospitality assets

Track Record

Portfolio 32 properties, 3,000+ units Investor Testimonials What our partners say Investor Insights Private credit and portfolio perspectives New investor? Get in touch Tell us what you're looking for Explore investing →

About

Request Financing Investor Portal

Loans › Mobile Home Park Loans › Kentucky

MHP Loans in Kentucky

Mobile home park loans in Kentucky

Bridge financing for MHC acquisitions across Kentucky.

Get your MHP loan quote

Term sheet in 24 hours. No obligation.

No credit pull required. Your information is secure.

$100K+

Loan size

Up to 85%

LTC

12% IO

Rate

12-24 mo

Term

72 hrs

Fastest close

Available

Rehab capital

All loans are subject to underwriting approval. Rates, terms, and fees vary based on property type, loan-to-value ratio, borrower experience, and market conditions. Requity Lending is a commercial bridge lender; we do not offer consumer residential mortgages. Contact us for a customized quote.

Market Snapshot

Kentucky MHP market

Key market indicators for manufactured housing communities in Kentucky.

700+

MHPs in Kentucky

Top 5 nationally

Affordability

$225-$375/mo

Avg. Lot Rent

8%-10%

Typical MHP Cap Rate

Market Overview

Manufactured housing in Kentucky

Kentucky ranks among the top states nationally for manufactured housing affordability and was recently identified as the #1 state for affordable manufactured housing. With over 700 communities, strong cap rates, and growing metros in Louisville and Lexington, the state offers solid fundamentals for MHP investment.

Louisville's logistics economy (UPS Worldport hub) and Lexington's healthcare and education sectors provide stable employment bases that support workforce housing demand.

Why Kentucky

Why finance an MHP in Kentucky

What makes Kentucky a compelling market for manufactured housing community investment.

Most affordable MH state

Kentucky ranks #1 nationally for manufactured housing affordability, supporting strong demand from residents and investors alike.

Louisville logistics hub

Louisville is home to UPS Worldport, the company's global air hub, driving significant logistics and warehouse employment that supports workforce housing demand.

Use Cases

What we finance

From straightforward park acquisitions to complex value-add repositioning with infill programs and infrastructure overhauls.

01

Park Acquisitions

Acquire manufactured housing communities that conventional lenders will not finance due to below-market operations, deferred maintenance, or park-owned home portfolios. We underwrite to the business plan, not just trailing income.

02

Value-Add Repositioning

Finance the acquisition and improvement of underperforming parks. Bridge capital covers the purchase while improvement holdbacks fund infrastructure upgrades, lot rent adjustments, and operational improvements.

03

Infrastructure Upgrades

Fund water and sewer system repairs, electrical upgrades, road improvements, and common area renovations. Draws released as work is completed and verified.

04

Lot Infill Programs

Finance the placement of new or used manufactured homes on vacant lots to increase occupancy and revenue. A vacant lot generating $0/month can produce $400-$600/month in lot rent once filled.

05

POH to TOH Conversion

Acquire parks with park-owned homes, then convert to tenant-owned over time. Bridge financing covers the initial acquisition including POH rental income in the underwrite, giving you runway to execute the conversion strategy.

06

Portfolio Consolidation

Combine multiple MHP acquisitions into a single bridge facility. One closing, one set of docs, streamlined execution for operators building a manufactured housing portfolio.

Regulations

Kentucky MHP regulations

Key regulatory considerations for mobile home park owners and investors in Kentucky.

Kentucky landlord-tenant law

Kentucky is moderately landlord-friendly. The Uniform Residential Landlord and Tenant Act applies in urban counties, with separate provisions for rural areas.

Rent increase notice

Kentucky requires 30 days notice for rent increases on month-to-month tenancies.

FAQ

Kentucky MHP lending FAQ

Does Requity finance mobile home parks throughout Kentucky?

Yes. Louisville, Lexington, Bowling Green, and statewide.

What cap rates are typical?

8% to 10%.

What lot rents are typical?

$225 to $375.

Is Kentucky landlord-friendly?

Moderately. No rent control, 30-day notice requirement.

How fast can Requity close?

As fast as 72 hours from signed term sheet.

See Also

Mobile home park financing by state

National MHP Program MHP Loans in Alabama MHP Loans in Arkansas MHP Loans in Florida MHP Loans in Georgia MHP Loans in Illinois MHP Loans in Indiana MHP Loans in Iowa MHP Loans in Kansas MHP Loans in Louisiana MHP Loans in Maryland MHP Loans in Michigan MHP Loans in Minnesota MHP Loans in Mississippi MHP Loans in Missouri MHP Loans in Nebraska MHP Loans in North Carolina MHP Loans in North Dakota MHP Loans in Ohio MHP Loans in Oklahoma MHP Loans in South Carolina MHP Loans in South Dakota MHP Loans in Tennessee MHP Loans in Texas MHP Loans in Virginia MHP Loans in West Virginia MHP Loans in Wisconsin