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Manufactured Home Communities Up to 85% LTC, term sheet in 24 hours Multifamily Bridge Up to 85% LTC with value-add capital RV Park & Campground Acquisition, expansion, and improvements Industrial Bridge Flex, light industrial, and warehouse Industrial Outdoor Storage Truck, container, and equipment yards

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Private Credit

Requity Income Fund First-lien private credit, paid monthly Investing Overview Credit and equity for accredited investors

Equity Syndications

All Syndications Value-add real estate, $50K minimum Manufactured Housing Mobile home park communities RV Parks & Campgrounds Outdoor hospitality assets

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About

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Manufactured housing community street lined with palm trees at sunset

Invest › Private Credit Fund

Private Credit

Earn 10%. Paid monthly. Backed by real estate.

First-lien bridge loans. 0% principal loss across 100+ loans. Your capital is protected before ours.

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$65M+

Capital Deployed

100+

Loans Originated

0%

Principal Loss

The Fund

Private credit built by operators

We operate what we lend on

We underwrite differently because we operate the same asset classes we lend on. 4,000+ units across nine properties. When we evaluate a borrower's business plan, we're checking it against what we know from running those properties ourselves. If something goes wrong, we don't hire a liquidator. We take the keys and run it.

How It Works

Simple by design

01

You invest

$100K minimum. Wire once. No capital calls. Admitted as LP on the first of the following month.

02

We lend

Your capital funds first-lien bridge loans at 12% interest. Every loan personally guaranteed, actively managed, and scored across 25+ risk factors.

03

You earn

Monthly distributions from interest income. Reinvest via DRIP or take cash. Quarterly liquidity after 12 months. Full portal transparency.

Key Terms

Designed for alignment

10%

Target annual return

20%

Tax Advantaged: potential Section 199A deduction

$1M

GP First-Loss: subordinated to all LPs

$100K

Minimum investment

Monthly

Distributions

Evergreen

Open-ended fund

Fund Strategy

First-Lien Real Estate Direct Lending

Fund Investments

Secured Bridge Loans on Commercial & Residential RE

Fund Term

Evergreen (Open-Ended)

Structure

Rule 506(c), Verified Accredited Investors

Liquidity

Quarterly, 90-Day Notice (12-Month Lock-Up)

Distribution Reinvestment

Optional DRIP or ACH Distributions

Management Fee

0%

Performance Allocation

100% of Profits Above 10% Hurdle

Fund-Level Leverage

Up to 1:1 of Capital Accounts

Reporting

Monthly NAV, Quarterly Statements, Annual K-1

Eligible Accounts

Self-Directed IRA (UBIT-Friendly), Solo 401(k), HSA

Fund Administrator

NAV Consulting, Inc.

Fund Counsel

Riveles Wahab LLP

Lender Counsel

Geraci Law

Bank

Time Bank

Terms subject to change. Refer to offering documents for complete details.

Capital Protection

How we protect investor capital

0% principal loss across 100+ loans originated. The GP's $1M first-loss: the GP does not earn Performance Allocation until investors receive their 10% preferred return.

Recorded First Lien

First-priority recorded deed of trust on every loan.

Full Personal Guarantees

Full recourse to borrowers' personal assets.

Conservative Leverage

Max 80% of cost, 70% of stabilized value.

Background & Credit Screening

Criminal, credit, and financial checks on every principal.

Title, Hazard & GL Insurance

Title insures lien priority. Fund named loss payee.

Active Loan Management

Draw verification, inspections, and covenant tracking.

FAQ

Common questions about the fund

Don't see your question? Call 813.338.1000 or email contact@requitygroup.com.

What is the Requity Income Fund?

Requity Income Fund LP is a Delaware limited partnership that originates first-lien bridge loans secured by commercial and residential real estate. The fund targets a 10% annual return paid monthly and is open to accredited investors with a $100,000 minimum investment.

How are distributions paid?

Distributions are paid monthly from Available Cash after expenses and reserves. Income begins at the end of your first full calendar month as a limited partner. You can receive cash distributions directly to your bank account, or elect to reinvest through the DRIP program for compounded returns.

What is the GP first-loss position?

The General Partner has committed $1,000,000 of its own capital in a subordinated first-loss position. This means GP capital absorbs fund-level losses before any Limited Partner is impacted. The GP does not earn performance allocation until investors receive their 10% preferred return. Full alignment.

What are the fees?

The fund charges 0% management fee. The GP absorbs all partnership expenses. The GP earns a performance allocation of 100% of profits above the 10% hurdle rate, subject to a high-water mark. Investors keep 100% of return up to the hurdle with no fee drag on their capital.

How do I redeem my investment?

After a 12-month lock-up period, you can redeem quarterly with 90 days written notice. Redemptions are paid from Redemption Cash. There are no early redemption penalties.

What happens if a borrower defaults?

The fund has a structured default handling process: early warning monitoring, formal default and cure period, enforcement through foreclosure and personal guarantee pursuit, and recovery through asset sale or direct operation. As operators of 4,000+ units, the GP can take direct control and manage any property. Across 100+ loans originated, the fund has had 0% principal loss.

Can I invest through a self-directed IRA or Solo 401(k)?

Yes. The fund accepts investments from self-directed IRAs (Traditional and Roth), Solo 401(k)s, and HSAs. You will need a qualified custodian. We work with multiple custodians and can guide you through the process.

What types of loans does the fund originate?

The fund originates first-lien bridge loans across manufactured housing communities, single family fix-and-flip, multifamily, RV parks, industrial, and self-storage. Standard terms: 12% interest rate, 2 origination points, 12-24 month terms, interest-only with full recourse personal guarantees.

What is the Section 199A tax benefit?

The GP intends to elect REIT status for a subsidiary entity (the Sub-REIT) that will hold qualifying loans. Income distributed as qualified REIT dividends may be eligible for the Section 199A deduction, potentially reducing the effective tax rate on a substantial portion of fund income by up to 20%. Consult your tax advisor for your specific situation.

What reporting will I receive?

Monthly: Capital Account Statement with NAV, distributions, and performance summary, plus a Loan Portfolio Update showing every active loan. Quarterly: Performance Report with portfolio analytics and market commentary. Annually: K-1 Tax Package prepared by NAV Consulting. You also have 24/7 access to the investor portal at RequityGroup.com.

What is the Distribution Reinvestment Program (DRIP)?

DRIP allows you to automatically reinvest monthly distributions back into the fund for compounded returns. On a $500,000 investment at 10%, DRIP grows your capital to approximately $1.3M over 10 years versus $500K plus $500K in cumulative cash distributions. You can elect DRIP at subscription and change your election annually.

How is the fund structured?

Requity Income Fund LP is an evergreen, open-ended Delaware limited partnership managed by Requity Income Fund GP LLC. The fund is offered under Rule 506(c) to verified accredited investors. Fund-level leverage is capped at 1:1 of capital accounts.

Who manages the fund?

Dylan Marma (CEO & Fund Manager, CCIM, CPM) leads all investment and lending decisions. The team includes Jet (VP, Acquisitions & Asset Management), Grethel (COO), Mike Requita (Financial Controller), and Estefania (Lending Operations Manager).

How do I get started?

Review the offering materials, then schedule a call with Dylan or Jet to discuss the fund and confirm suitability. Complete the Investor Questionnaire, execute the Signature Page, and wire your capital contribution. Contact dylan@requitygroup.com or jet@requitygroup.com to begin.

Disclosures

Offering & Risk

Requity Income Fund GP LLC is not registered as an investment adviser. Interests are offered under a separate PPM pursuant to Rule 506(c) and have not been registered under the Securities Act of 1933. The Fund is speculative and involves risk of loss. Past performance is not indicative of future results. Target returns are not guaranteed. Consult your tax, legal, and financial advisors.