Commercial Bridge
Commercial real estate bridge financing
Bridge loans for small bay industrial, self storage, and multi-tenant retail. Acquisition, repositioning, and lease-up capital for commercial operators who need speed and flexibility.
Loan Program Details
All loans are subject to underwriting approval. Rates, terms, and fees vary based on property type, loan-to-value ratio, borrower experience, and market conditions. Requity Lending is a commercial bridge lender; we do not offer consumer residential mortgages. Contact us for a customized quote.
Why Requity
Built for deals banks cannot close
Conventional lenders need stabilized income, clean tenant rolls, and 60-90 days to close. The best commercial deals have none of those things. Bridge financing lets you acquire, improve, and stabilize before seeking permanent capital.
Speed on Off-Market Deals
The best commercial deals are sourced directly and require fast closings. A close in as few as 10 days with no financing contingency wins deals that 60-day bank processes lose. We provide proof of funds and close on your timeline.
Business Plan Underwriting
Banks underwrite trailing NOI. We underwrite the opportunity. A half-vacant industrial building or a self storage facility with below-market rates gets funded based on where it is going, not where it is today.
Flexible Structures
Improvement holdbacks for renovations, interest reserves for lease-up periods, and extension options for projects that need additional runway. We structure loans around your business plan, not a rigid product box.
Industrial
Small bay industrial & flex space
Multi-tenant industrial buildings are one of the strongest commercial asset classes in the current market: high demand from e-commerce, last-mile logistics, and small business tenants, with limited new supply and strong rent growth. Bridge financing lets you acquire underperforming buildings and execute the value-add play before permanent capital is available.
For dedicated industrial and flex space financing, see our Industrial Bridge Loans program.
Flex/Industrial Acquisitions
Acquire small bay industrial, flex, and light manufacturing properties. These 10,000-100,000 SF multi-tenant buildings are too small for institutional capital but generate strong cash flow when properly leased and managed.
Conversion & Repositioning
Convert obsolete office or retail to industrial flex space. Subdivide large single-tenant buildings into multi-tenant small bays. Upgrade loading docks, electrical, and HVAC to attract higher-paying tenants.
Lease-Up Capital
Finance the acquisition and lease-up of vacant or underoccupied industrial space. Bridge capital provides runway to execute tenant improvements, marketing, and lease negotiations without the pressure of conventional debt service coverage requirements.
Self Storage
Self storage facility financing
Self storage has proven itself as one of the most resilient commercial asset classes through multiple economic cycles. The value-add opportunity is clear: acquire facilities with below-market rates and minimal online presence, implement modern revenue management, and watch NOI climb. Bridge financing gives you the acquisition capital while you execute.
Facility Acquisitions
Acquire existing self storage facilities that need operational improvements, rate optimization, or physical upgrades. Mom-and-pop operators with below-market rates and minimal online presence represent the strongest value-add opportunities.
Expansion & Conversion
Finance the addition of climate-controlled units, construction of new buildings on existing land, or conversion of adjacent retail or warehouse space into storage. Adding 100 units at $100/month creates $120,000 in annual revenue.
Revenue Management Optimization
Acquire underpriced facilities, implement modern revenue management software, raise rates to market, add tenant insurance and ancillary revenue streams. Bridge capital funds the acquisition while you execute the NOI improvement plan.
Retail
Multi-tenant retail financing
Service-oriented and necessity-based retail continues to perform. Strip centers anchored by grocers, medical offices, and essential services generate stable cash flow with predictable demand. The value-add opportunity exists in properties with lease rollover, vacancy from anchor departure, or deferred maintenance that conventional lenders avoid.
Strip Center & Neighborhood Retail
Acquire multi-tenant strip centers, neighborhood retail plazas, and service-oriented retail properties. Grocery-anchored, medical, or service tenant bases provide stable cash flow. Bridge financing covers acquisitions with near-term lease expirations or vacancy that conventional lenders avoid.
Tenant Turnover & Re-Leasing
Finance properties where anchor or major tenants have vacated or given notice. Bridge capital provides time to execute tenant improvements, market the space, and sign replacement tenants at higher rates before refinancing into permanent debt.
Facade & Common Area Upgrades
Renovation capital for exterior upgrades, parking lot improvements, signage, and common area modernization that attract higher-quality tenants and justify rent increases. Improvement holdbacks fund the work as it is completed.
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