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Loans › Mobile Home Park Loans › Ohio

MHP Loans in Ohio

Mobile home park loans in Ohio

Bridge financing for MHC acquisitions across Ohio.

Get your MHP loan quote

Term sheet in 24 hours. No obligation.

No credit pull required. Your information is secure.

$100K+

Loan size

Up to 85%

LTC

12% IO

Rate

12-24 mo

Term

72 hrs

Fastest close

Available

Rehab capital

All loans are subject to underwriting approval. Rates, terms, and fees vary based on property type, loan-to-value ratio, borrower experience, and market conditions. Requity Lending is a commercial bridge lender; we do not offer consumer residential mortgages. Contact us for a customized quote.

Market Snapshot

Ohio MHP market

Key market indicators for manufactured housing communities in Ohio.

1,500+

MHPs in Ohio

3 (Columbus, Cincinnati, Cleveland)

Major Metros

$300-$450/mo

Avg. Lot Rent

7.5%-9.5%

Typical MHP Cap Rate

Market Overview

Manufactured housing in Ohio

Ohio has one of the largest MHP inventories in the Midwest with over 1,500 communities. Three major metros, Columbus, Cincinnati, and Cleveland, provide diverse employment bases. Columbus has been one of the fastest-growing metros in the Midwest, driven by technology, healthcare, and logistics (Intel's $20B chip fabrication plant in Licking County).

Ohio offers a strong balance of deal flow volume, reasonable cap rates, and stable demand fundamentals across both urban and rural markets.

Why Ohio

Why finance an MHP in Ohio

What makes Ohio a compelling market for manufactured housing community investment.

Columbus growth story

Columbus is one of the fastest-growing Midwest metros, with Intel's $20B+ chip fabrication investment driving population and employment growth in central Ohio.

Deep inventory

Over 1,500 communities means consistent deal flow and acquisition opportunities across the state.

Use Cases

What we finance

From straightforward park acquisitions to complex value-add repositioning with infill programs and infrastructure overhauls.

01

Park Acquisitions

Acquire manufactured housing communities that conventional lenders will not finance due to below-market operations, deferred maintenance, or park-owned home portfolios. We underwrite to the business plan, not just trailing income.

02

Value-Add Repositioning

Finance the acquisition and improvement of underperforming parks. Bridge capital covers the purchase while improvement holdbacks fund infrastructure upgrades, lot rent adjustments, and operational improvements.

03

Infrastructure Upgrades

Fund water and sewer system repairs, electrical upgrades, road improvements, and common area renovations. Draws released as work is completed and verified.

04

Lot Infill Programs

Finance the placement of new or used manufactured homes on vacant lots to increase occupancy and revenue. A vacant lot generating $0/month can produce $400-$600/month in lot rent once filled.

05

POH to TOH Conversion

Acquire parks with park-owned homes, then convert to tenant-owned over time. Bridge financing covers the initial acquisition including POH rental income in the underwrite, giving you runway to execute the conversion strategy.

06

Portfolio Consolidation

Combine multiple MHP acquisitions into a single bridge facility. One closing, one set of docs, streamlined execution for operators building a manufactured housing portfolio.

Regulations

Ohio MHP regulations

Key regulatory considerations for mobile home park owners and investors in Ohio.

Ohio Manufactured Homes Law

Ohio has specific manufactured home community regulations under Ohio Revised Code Chapter 3733. The state provides tenant protections including notice requirements and dispute resolution.

Rent increase notice

Ohio requires 30 days written notice for rent increases in manufactured home communities.

FAQ

Common questions about Ohio MHP loans

Don't see your question? Call 813.338.1000 or email contact@requitygroup.com.

Ask about your deal →
Does Requity finance mobile home parks throughout Ohio?

Yes. Columbus, Cincinnati, Cleveland, Dayton, Toledo, Akron, and statewide.

What cap rates are typical?

7.5% to 9.5%.

What lot rents are typical?

$300 to $450 per month.

What regulations should I know?

Ohio has specific MH community regulations with 30-day rent increase notice.

How fast can Requity close?

As fast as 72 hours from signed term sheet.

See Also

Mobile home park financing by state

National MHP Program MHP Loans in Alabama MHP Loans in Arkansas MHP Loans in Florida MHP Loans in Georgia MHP Loans in Illinois MHP Loans in Indiana MHP Loans in Iowa MHP Loans in Kansas MHP Loans in Kentucky MHP Loans in Louisiana MHP Loans in Maryland MHP Loans in Michigan MHP Loans in Minnesota MHP Loans in Mississippi MHP Loans in Missouri MHP Loans in Nebraska MHP Loans in North Carolina MHP Loans in North Dakota MHP Loans in Oklahoma MHP Loans in South Carolina MHP Loans in South Dakota MHP Loans in Tennessee MHP Loans in Texas MHP Loans in Virginia MHP Loans in West Virginia MHP Loans in Wisconsin